CECL Modeling made simple… Introducing Ionic ACL
Our easy to use application helps institutions meet their needs for CECL compliance. Second Pillar’s Ionic ACL platform automates the allowance estimation process while providing enhanced flexibility and control. In addition, Ionic provides a clear and veritable audit trail for your auditors and examiners. This powerful solution can also be integrated into your stress testing/capital planning processes.
Integrates current and historical data that can easily be extracted for additional analysis or audit reports.
Implements an advance credit loss approach utilizing your credit risk rating system to provide improved credit loss estimation.
Models are not perfect. Our tool allows users to easily apply adjustments and overlays to model results.
Dashboard reporting with downloadable reports for management to streamline results.
SCENARIO / SENSITIVITY ANALYSIS
Run various economic scenarios and sensitivity analysis to better understand your portfolio.
Customize and build segmentations within the platform to conduct granular analysis.
Perform back testing within the platform to test methodologies and adjustments as well as produce reports for model risk and audit.
Our tool is backed by a team of experts that will be on hand to guide your institution through CECL and provide any assistance you may need during the process.